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It’s a Financial Health Score, Not a Credit Score.
What is VeraScore?
VeraScore™ is a financial health score, not a credit score. Credit scoring companies only measure a fraction of relevant data points, making lending riskier and costlier than necessary.
By comprehensively evaluating more financial data points for each individual, and measuring them more effectively, we provide lenders with an accurate, predictive method of assessing a consumer’s real financial health.
> Your financial
health score,
all at hand.
For Lenders
VeraScore’s accurate, objective and ongoing measure of a consumer’s financial health provides lenders with more flexible and predictive modeling, and a reduced risk of defaults — expanding their customer base, and saving time and money on underwriting.
For You
By providing a transparent and holistic view of a consumer’s financial health, we are leveling the playing field for traditionally underserved markets, promoting financial literacy, and empowering all consumers to build financial health while becoming more attractive to lenders.
A better way to assess risk
Watch this video to learn more about how VeraScore™ works.